{"id":"insurance-brokers-montreal-2026","name":"Best Insurance Brokers in Montréal","category":"Insurance Brokers","location":{"city":"Montréal","province":"Quebec","country":"Canada"},"canonical_url":"https://bests.ca/best/insurance-brokers/in/montreal","publication_type":"algorithmic","methodology_version":"insurance-brokers-v4","evidence_cutoff_at":"2026-08-25T20:00:00.000Z","published_at":"2026-08-25T20:00:00.000Z","maximum_positions":3,"positions_published":3,"positions":[{"rank":1,"entity":"Univesta Assurances — Montréal","entity_type":"Organization","descriptor":"Exact Montréal damage-insurance brokerage office serving personal and business clients","best_for":"Québec households and businesses wanting a broad bilingual brokerage with a local branch","why_it_ranks":"Univesta Assurances — Montréal stands out for a resolvable local brokerage identity, supportable coverage scope and a service model that can be matched to the client's actual risk. The Bests Algo checks the exact licensed brokerage and broker, market and insurer access, needs analysis, limits, exclusions, deductibles, claims and renewal support, ownership and compensation conflicts, security and complete cost. It does not reward premium volume, awards, years, ratings or review volume. Verify current licensing in the linked regulator directory and request the proposed insurers, coverage comparison, material exclusions, fees, commissions, contingent compensation and cancellation terms in writing before binding.","decision_notes":["Exact local brokerage office resolved","Client and coverage fit assessed","Current licence and written coverage comparison required"],"profile_url":"https://bests.ca/best/insurance-brokers/in/montreal/profile/univesta-assurances-montreal","verification_url":"https://bests.ca/verify/insurance-brokers-montreal-2026/univesta-assurances-montreal","bests_score":null,"confidence":null,"proof_index":null,"consensus":null},{"rank":2,"entity":"Fort Assurances — Montréal","entity_type":"Organization","descriptor":"Exact Crémazie office spanning personal, commercial, professional and specialty insurance","best_for":"Clients needing household coverage, commercial placement or a specialized professional program","why_it_ranks":"Fort Assurances — Montréal stands out for a resolvable local brokerage identity, supportable coverage scope and a service model that can be matched to the client's actual risk. The Bests Algo checks the exact licensed brokerage and broker, market and insurer access, needs analysis, limits, exclusions, deductibles, claims and renewal support, ownership and compensation conflicts, security and complete cost. It does not reward premium volume, awards, years, ratings or review volume. Verify current licensing in the linked regulator directory and request the proposed insurers, coverage comparison, material exclusions, fees, commissions, contingent compensation and cancellation terms in writing before binding.","decision_notes":["Exact local brokerage office resolved","Client and coverage fit assessed","Current licence and written coverage comparison required"],"profile_url":"https://bests.ca/best/insurance-brokers/in/montreal/profile/fort-assurances-montreal","verification_url":"https://bests.ca/verify/insurance-brokers-montreal-2026/fort-assurances-montreal","bests_score":null,"confidence":null,"proof_index":null,"consensus":null},{"rank":3,"entity":"BFL CANADA — Montréal","entity_type":"Organization","descriptor":"Employee-owned Montréal risk and insurance office with deep commercial, specialty and claims resources","best_for":"Businesses, associations and complex organizations needing commercial risk, specialty programs or claims advocacy","why_it_ranks":"BFL CANADA — Montréal stands out for a resolvable local brokerage identity, supportable coverage scope and a service model that can be matched to the client's actual risk. The Bests Algo checks the exact licensed brokerage and broker, market and insurer access, needs analysis, limits, exclusions, deductibles, claims and renewal support, ownership and compensation conflicts, security and complete cost. It does not reward premium volume, awards, years, ratings or review volume. Verify current licensing in the linked regulator directory and request the proposed insurers, coverage comparison, material exclusions, fees, commissions, contingent compensation and cancellation terms in writing before binding.","decision_notes":["Exact local brokerage office resolved","Client and coverage fit assessed","Current licence and written coverage comparison required"],"profile_url":"https://bests.ca/best/insurance-brokers/in/montreal/profile/bfl-canada-montreal","verification_url":"https://bests.ca/verify/insurance-brokers-montreal-2026/bfl-canada-montreal","bests_score":null,"confidence":null,"proof_index":null,"consensus":null}],"interpretation":"Null metrics have not been published. A Bests list may contain fewer than three positions when the evidence gate does not support another entry."}