See the strengths, best fit and practical differences across the Top 3 before opening each complete profile.
At a glance01Stewart & Kett Financial Advisors02The New School of Finance03Merrick Financial
Current position#1 in Toronto#2 in Toronto#3 in Toronto
Recognized asAdvice-only Toronto wealth-planning team integrating financial, tax, estate and portfolio oversightToronto advice-only planning firm with visible service scopes and remote delivery across CanadaToronto advice-only CFP practice with published hourly and comprehensive-plan price ranges
Best forFamilies, business owners, trusts and estates with complex planning and coordination needsIndividuals, retirees, entrepreneurs and incorporated professionals wanting modular fee-for-service adviceMid-life families, retirees and business owners wanting a written plan and transparent scope-based pricing
Decision fitExact local advisory identity resolved · Planning and compensation model assessed · Live registration, named planner and written scope requiredExact local advisory identity resolved · Planning and compensation model assessed · Live registration, named planner and written scope requiredExact local advisory identity resolved · Planning and compensation model assessed · Live registration, named planner and written scope required
Start with the decision: a one-time plan, retirement drawdown, business-owner integration, cross-border work, portfolio management, insurance or ongoing coordination. Verify the exact person, CFP/QAFP or Québec Pl. Fin. status, securities and insurance authority where applicable, disciplinary history, custodian, product shelf, referral benefits, every fee layer, deliverables, update cadence, privacy, succession and exit terms in writing.