See the strengths, best fit and practical differences across the Top 3 before opening each complete profile.
At a glance01ThinkInsure02HUB International — Toronto King03Zensurance
Current position#1 in Toronto#2 in Toronto#3 in Toronto
Recognized asToronto brokerage comparing personal and commercial coverage with licensed-broker supportFull-service downtown Toronto office spanning business, benefits and personal insuranceToronto-based digital commercial brokerage designed for Canadian small businesses
Best forOntario households and small businesses wanting multi-market quote comparison by phone or onlineBusinesses, executives and high-value households needing broader risk and benefits coordinationSmall businesses and independent professionals seeking an online commercial-insurance workflow
Decision fitExact local brokerage office resolved · Client and coverage fit assessed · Current licence and written coverage comparison requiredExact local brokerage office resolved · Client and coverage fit assessed · Current licence and written coverage comparison requiredExact local brokerage office resolved · Client and coverage fit assessed · Current licence and written coverage comparison required
Start with the risk: personal home and auto, high-value assets, small business, complex commercial, benefits, professional liability, cyber, surety or specialty. Confirm the exact licensed broker, markets approached, insurer relationships and ownership, needs analysis, limits, sublimits, exclusions, deductibles, claims role, renewal process, premiums, taxes, broker fees, financing and cancellation terms in writing. The lowest quote is not automatically the best protection.